Insights & Articles

Writing on value investing, multi-currency portfolios, net worth, sector rotation and how to read a company's numbers.

9 min read

P/E Ratio Explained: What It Shows and When It Misleads

What the P/E ratio measures, trailing vs forward P/E, why a 'good' P/E depends on growth and sector, and the cases where the number quietly lies to you.

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Net Worth

9 min read

Best Net Worth Tracker App 2025: An Honest Comparison

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Multi-Currency

9 min read

How to Track Net Worth Across Multiple Currencies

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Value Investing

9 min read

Value Investing for Beginners: Benjamin Graham's Method

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Market Analysis

13 min read

Sector Rotation Strategy: Timing the Economic Cycle

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Personal Finance

10 min read

The Best Mint Alternative in 2025 for Serious Investors

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AI & Investing

12 min read

How AI Stock Screeners Are Changing Value Investing

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Value Investing

12 min read

How to Find Undervalued Stocks: A Value Investing Guide

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Geopolitics

10 min read

Strait of Hormuz: The World's Key Oil Chokepoint

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Investing

11 min read

Investment Growth Calculator: See What Compounding Does

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Value Investing

9 min read

EV/EBITDA: The Multiple Professionals Actually Use

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Expat Finance

7 min read

Tax Residency Day Counter for Expats and Nomads

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Investing

8 min read

SIP Calculator: What a Systematic Investment Plan Builds

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FIRE Planning

9 min read

Barista FIRE: How to Work Out Your Semi-Retirement Number

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Portfolio Strategy

10 min read

Position Sizing: How Much of a Stock Should You Buy?

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Investor Psychology

10 min read

Investor Psychology: How Emotions Destroy Returns

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Portfolio Strategy

11 min read

Capital Allocation: How to Divide Your Portfolio

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Market Analysis

12 min read

How to Read Market Sentiment: VIX, Fear & Greed Index

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Net Worth

12 min read

How to Calculate Your Net Worth: 3 Steps, 4 Mistakes

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Multi-Currency

10 min read

How to Build a Multi-Currency Portfolio: Asset Allocation

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Stocks

12 min read

Types of Stocks: Dividend, Growth, Value, and Income

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Value Investing

9 min read

Visa WACC & Discount Rate (2025): Full Breakdown

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Value Investing

9 min read

ON Semiconductor WACC & Discount Rate (2025)

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Value Investing

9 min read

Realty Income WACC & Discount Rate for REITs (2025)

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Value Investing

8 min read

What Is WACC? The Formula, Explained With an Example

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Value Investing

7 min read

Cost of Equity Explained: How CAPM and Beta Actually Work

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Value Investing

7 min read

How to Use WACC as a Discount Rate in a DCF Valuation

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Value Investing

9 min read

What Is Value Investing? Price, Value, Margin of Safety

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Value Investing

8 min read

Intrinsic Value: How to Estimate What a Stock Is Worth

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Value Investing

7 min read

Margin of Safety Explained: How Big a Discount You Need

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Value Investing

7 min read

Value vs Growth Investing: Differences and When Each Wins

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Value Investing

8 min read

Currency Risk in Value Investing: A Multi-Currency Guide

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Growth

6 min read

How Does Compound Interest Work? Formula & Examples

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Net Worth

7 min read

Liquid Net Worth vs Total Net Worth: The Difference

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Income

7 min read

Dividend Investing for Beginners: A Practical Guide

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FIRE

7 min read

How Long Will Your Money Last in Retirement?

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Investing Basics

7 min read

The 4% Rule Explained: Safe Withdrawal Rates

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Growth

6 min read

SIP vs Lump Sum Investing: Which Wins?

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Investing Basics

6 min read

Dollar-Cost Averaging Explained (with Example)

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Growth

6 min read

CAGR Explained: Measure True Investment Growth

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Investing Basics

7 min read

How to Build a Diversified Portfolio (Step by Step)

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Planning

6 min read

Debt Snowball vs Avalanche: Which Pays Off Faster?

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Expat Finance

7 min read

Capital Gains Tax: How It Works for Investors

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Income

7 min read

Dividend Yield Explained: How to Spot Yield Traps

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Personal Finance

6 min read

Coast FIRE vs Barista FIRE vs Lean FIRE Explained

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Investing Basics

6 min read

What Is a Good ROI? How to Measure Investment Returns

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Investing Basics

7 min read

Options Trading for Beginners: Calls, Puts & Pricing

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Multi-Currency

6 min read

How Currency Risk Affects Your Investment Returns

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Net Worth

7 min read

How to Track Investments Across Multiple Currencies

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Expat Finance

7 min read

Tax Residency and the 183-Day Rule Explained

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Value Investing

6 min read

PEG Ratio Explained: Valuing Growth Stocks

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Value Investing

7 min read

Enterprise Value vs Market Cap: Debt Changes the Price

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Investing

7 min read

How to Choose a Stock Broker: Fees, Safety, Red Flags

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Investing

7 min read

What Is an Index Fund? Passive vs Active Investing

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Investing

7 min read

Accumulating vs Distributing ETFs: Which to Choose?

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Investing

8 min read

MSCI World vs S&P 500 vs FTSE All-World: Which Index?

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Investing

7 min read

How to Invest in Gold: Physical vs ETFs vs Miners

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Investing

8 min read

How to Invest in Bonds: A Beginner's Guide

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Tax

8 min read

Tax-Advantaged Investment Accounts: A Global Overview

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Tax

7 min read

Crypto Tax Explained: How Is Cryptocurrency Taxed?

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Saving

7 min read

High-Yield Savings vs Fixed Deposits: Where to Park Cash

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Investing

9 min read

ETF savings plan: how to automate your investing

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Retirement

8 min read

The Pension Gap: How to Size It Before You Fix It

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Tax

8 min read

Vorabpauschale: Germany's Advance ETF Tax Explained

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Tax

9 min read

Abgeltungssteuer: How Germany Taxes Investment Income

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Tax

8 min read

Freistellungsauftrag: Split the German Savers Allowance

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Retirement

7 min read

Sequence of Returns Risk: Why the Order Matters

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Retirement

9 min read

FIRE in France: PEA, assurance vie or PER?

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Retirement

8 min read

Savings rate: the number that sets your FIRE date

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Value Investing

8 min read

Valuation Metrics: How to Tell If a Stock Is Cheap

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Value Investing

7 min read

How to calculate intrinsic value, step by step

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Options

8 min read

Black-Scholes Model: How Options Are Really Priced

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Options

8 min read

Option Greeks Explained: Delta, Gamma, Theta, Vega

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Tax

8 min read

W-8BEN and US Dividend Withholding Tax Explained

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Multi-Currency

8 min read

Ireland vs US Domiciled ETFs: What Actually Differs

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Net Worth

7 min read

Net worth percentile by age: how to read the data

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Net Worth

8 min read

Emergency Fund: How Many Months Do You Really Need?

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Investing

9 min read

The three-fund portfolio, adapted for non-US investors

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Net Worth

8 min read

Rent vs buy: the math that actually decides it

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Net Worth

8 min read

Overpay your mortgage or invest? How to decide

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Investing

8 min read

Should You Keep Investing During a Recession?

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9 min read

Debt-to-Equity Ratio: How Much Debt Is Too Much?

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9 min read

Return on Equity (ROE): What It Tells You About a Company

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9 min read

Current Ratio Explained: Can the Company Pay Its Bills?

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