Free Investment Calculators & Financial Tools
Free investment calculators for expats, investors and anyone planning their finances. From a dollar cost averaging calculator to a WACC calculator, from a retirement calculator to a dividend calculator, each one works out the answer as you type, with no account needed.
Why Choose Our Financial Tools?
01
Instant Results
Get immediate, accurate results from any investment calculator, compound interest, dividend calculator, dollar cost averaging calculator, and more, without complex spreadsheets.
02
Professional Grade
Built with financial industry standards: WACC calculator, option pricing calculator with Black-Scholes, present value calculator, and portfolio rebalancing, all professional grade.
03
Always Free
No hidden fees and no paid version. Every investment calculator on this page is free for everyone and needs no account.
More Ways to Invest Smarter
These calculators are just the beginning. Explore our full ecosystem of resources - from the wealth tracking platform to in-depth blog guides and structured learning paths.
More Investment Tools: ROI Calculator, Portfolio Management & Stock Research
Beyond the calculators above, serious investors typically need a broader toolkit depending on their focus. Real estate due diligence often leans on discounted cash flow analysis as a ROI calculator - comparing projected rental income and eventual sale proceeds against the current asking price. For stock research, screening for short-term solvency means checking the current ratio calculator (current assets ÷ current liabilities), while a risk reward calculator quantifies whether a trade's potential upside justifies its downside before you commit capital. Fund investors use a net asset value calculator to spot closed-end fund discounts; active equity traders keep a stock split calculator handy to adjust cost basis and share counts accurately after corporate actions.
The net worth tracker at my.worthmap.com keeps what you own and what you owe in one place: your assets and debts, your income and expenses, with stocks, crypto and dividends followed alongside them. Unlike an investment tracker spreadsheet or a net worth calculator in Excel, it keeps each asset in its own currency, adds everything up in a base currency you pick, and charts how your net worth changes over time. If you already use a budgeting app such as YNAB, the tracker takes the same idea from cash flow to net worth: what you own and what you owe, across currencies. It needs a free account, and its free plan is in beta.
For equity research, the calculators on this page work one company at a time rather than filtering thousands. The Graham Number, margin of safety, PEG ratio and present value calculators each run the test a value investor would otherwise redo by hand, on figures you take from the accounts yourself, and each shows its working so you can see which input is carrying the answer. That is slower than a screener, and it is also the part of the job a screener cannot do for you. If you want a screener to find the candidates first, the free Worthmap account at my.worthmap.com includes one. Tools like Senate Stock Watcher, which publishes Congressional trade disclosures, or a hedge fund tracker dashboard answer a different question: the focus here is long term fundamental research rather than following institutional flows.
For technically-oriented traders, a fibonacci retracement calculator or a day trading scanner answers a different question on a different time horizon, and Worthmap offers neither: the focus here is long-term fundamental investing, and the free calculators above sit alongside any approach rather than replacing it. Crypto investors looking for a leverage calculator, an impermanent loss calculator for DeFi liquidity positions or an asset monitor for on-chain holdings will not find them here either. To see traditional and digital holdings together, the net worth tracker at my.worthmap.com follows stocks and crypto alongside the rest of what you own, with a free account.
Ready to Take Control of Your Finances?
These calculators are free, and they stay free. When you want to follow your real money, the multi-currency net worth tracker is open: create a free account and see your assets, debts and net worth in one place. Its free plan is in beta, so you may meet the occasional error.
Create free accountFrequently Asked Questions
The Graham Number calculator applies Benjamin Graham's formula to determine the maximum price a defensive investor should pay for a stock. It combines earnings per share and book value per share into a single figure, helping you quickly assess whether a stock might be undervalued according to classic value investing principles.
Pick your home currency and type what you own in each currency. The calculator shows what your money adds up to, how much of it sits in each currency, and how much of it moves when exchange rates move. You can then try a rise or a fall in one currency and see what it does to your total. It loads exchange rates from exchangerate-api.com when you open the page. That provider publishes its rates once a day, so they are daily reference rates, not live market prices.
Yes, all financial tools on this page are completely free with no registration required. They are designed to help investors conduct their own research and make more informed financial decisions.
The currency exposure calculator loads its rates from exchangerate-api.com when you open it, and shows the date they were published. That provider publishes its rates once a day, so they are daily reference rates, not live market prices and not the rate your bank or broker will give you. For a decision that matters, check the rate you would actually get.
These tools provide a solid analytical foundation for research purposes. However, they are educational tools and should not be considered as financial advice. Always conduct thorough due diligence and consult a qualified financial advisor before making investment decisions.
Yes. The dividend calculator on this page projects the income a holding pays year by year, with the dividends reinvested and without, side by side. To judge whether a dividend-paying stock is sensibly priced, the Graham Number calculator gives a ceiling price from earnings and book value, and the present value calculator discounts a stream of future dividends to what it is worth today. The net worth tracker at my.worthmap.com, with a free account, also records the dividends your stocks pay.
Our present value calculator handles NPV calculator scenarios by discounting future cash flows at your required rate of return, essential for any investment calculator compound interest analysis. For IRR calculator needs, you can use the present value calculator to iteratively find the discount rate that sets NPV to zero. The WACC calculator complements these by establishing the hurdle rate for capital budgeting decisions. Together these tools cover the core investment calculator return analysis that professional investors need for evaluating projects and comparing investment opportunities.
Yes. The DCA calculator compares investing a sum in regular instalments with investing it all at once, and the SIP calculator projects a monthly systematic investment plan, including a yearly step-up in the amount. The present value calculator shows what a future sum is worth today, and the debt snowball calculator shows how clearing your debts in order can free up money for the monthly plan.
The calculators on this page do not screen: each one works on a single company, with figures you take from its accounts. If you want a stock screener to find candidates first, the free Worthmap account at my.worthmap.com includes one. The EBITDA calculator adds interest, tax, depreciation and amortization back to net income, or depreciation and amortization back to operating profit, so you see earnings before those charges; the enterprise value calculator adds debt and removes cash so you are comparing the whole business rather than the equity alone; and the current ratio calculator checks whether short term assets cover short term bills. The Graham Number calculator folds earnings and book value into a single ceiling figure, and the WACC calculator gives you the discount rate the present value and DCF calculators then ask for.
Yes. The coast FIRE, barista FIRE and FIRE number calculators each work out a different target, and the retirement calculator shows how much you need to retire using the 4% rule. For 'how long will my money last', the sequence of returns calculator shows how withdrawals play out in retirement and why the order of good and bad years matters. If your retirement money sits in more than one currency, the currency exposure and FX impact calculators show how much of it depends on exchange rates.