Federico Romaldi
Co-Founder, Worthmap
Federico is a co-founder of Worthmap, the multi-currency net-worth tracker and value-investing toolkit. He writes Worthmap’s articles on value investing, fundamental analysis and multi-currency wealth tracking. He is not a licensed financial adviser, and nothing he writes is personalised financial advice.
Every article is grounded in established financial principles and in primary sources, which Worthmap cites in full, and each page shows the date it was published and the date it was last updated. His goal is plain-language clarity: explaining concepts like the Graham Number, margin of safety, and discounted cash flow honestly, including their limitations, so readers can do their own research and reach their own conclusions. How the content is sourced, checked and corrected is set out in the editorial policy.
Areas of focus
Value investing
Fundamental analysis
Net worth tracking
Multi-currency portfolios
Personal finance
Articles by Federico Romaldi
- Best Net Worth Tracker App 2025: An Honest Comparison
- How to Track Net Worth Across Multiple Currencies
- Value Investing for Beginners: Benjamin Graham's Method
- Sector Rotation Strategy: Timing the Economic Cycle
- The Best Mint Alternative in 2025 for Serious Investors
- How AI Stock Screeners Are Changing Value Investing
- How to Find Undervalued Stocks: A Value Investing Guide
- Strait of Hormuz: The World's Key Oil Chokepoint
- Investment Growth Calculator: See What Compounding Does
- EV/EBITDA: The Multiple Professionals Actually Use
- Tax Residency Day Counter for Expats and Nomads
- SIP Calculator: What a Systematic Investment Plan Builds
- Barista FIRE: How to Work Out Your Semi-Retirement Number
- Position Sizing: How Much of a Stock Should You Buy?
- Investor Psychology: How Emotions Destroy Returns
- Capital Allocation: How to Divide Your Portfolio
- How to Read Market Sentiment: VIX, Fear & Greed Index
- How to Calculate Your Net Worth: 3 Steps, 4 Mistakes
- How to Build a Multi-Currency Portfolio: Asset Allocation
- Types of Stocks: Dividend, Growth, Value, and Income
- Visa WACC & Discount Rate (2025): Full Breakdown
- ON Semiconductor WACC & Discount Rate (2025)
- Realty Income WACC & Discount Rate for REITs (2025)
- What Is WACC? The Formula, Explained With an Example
- Cost of Equity Explained: How CAPM and Beta Actually Work
- How to Use WACC as a Discount Rate in a DCF Valuation
- What Is Value Investing? Price, Value, Margin of Safety
- Intrinsic Value: How to Estimate What a Stock Is Worth
- Margin of Safety Explained: How Big a Discount You Need
- Value vs Growth Investing: Differences and When Each Wins
- Currency Risk in Value Investing: A Multi-Currency Guide
- How Does Compound Interest Work? Formula & Examples
- Liquid Net Worth vs Total Net Worth: The Difference
- Dividend Investing for Beginners: A Practical Guide
- How Long Will Your Money Last in Retirement?
- The 4% Rule Explained: Safe Withdrawal Rates
- SIP vs Lump Sum Investing: Which Wins?
- Dollar-Cost Averaging Explained (with Example)
- CAGR Explained: Measure True Investment Growth
- How to Build a Diversified Portfolio (Step by Step)
- Debt Snowball vs Avalanche: Which Pays Off Faster?
- Capital Gains Tax: How It Works for Investors
- Dividend Yield Explained: How to Spot Yield Traps
- Coast FIRE vs Barista FIRE vs Lean FIRE Explained
- What Is a Good ROI? How to Measure Investment Returns
- Options Trading for Beginners: Calls, Puts & Pricing
- How Currency Risk Affects Your Investment Returns
- How to Track Investments Across Multiple Currencies
- Tax Residency and the 183-Day Rule Explained
- PEG Ratio Explained: Valuing Growth Stocks
- Enterprise Value vs Market Cap: Debt Changes the Price
- How to Choose a Stock Broker: Fees, Safety, Red Flags
- What Is an Index Fund? Passive vs Active Investing
- Accumulating vs Distributing ETFs: Which to Choose?
- MSCI World vs S&P 500 vs FTSE All-World: Which Index?
- How to Invest in Gold: Physical vs ETFs vs Miners
- How to Invest in Bonds: A Beginner's Guide
- Tax-Advantaged Investment Accounts: A Global Overview
- Crypto Tax Explained: How Is Cryptocurrency Taxed?
- High-Yield Savings vs Fixed Deposits: Where to Park Cash
- ETF savings plan: how to automate your investing
- The Pension Gap: How to Size It Before You Fix It
- Vorabpauschale: Germany's Advance ETF Tax Explained
- Abgeltungssteuer: How Germany Taxes Investment Income
- Freistellungsauftrag: Split the German Savers Allowance
- Sequence of Returns Risk: Why the Order Matters
- FIRE in France: PEA, assurance vie or PER?
- Savings rate: the number that sets your FIRE date
- Valuation Metrics: How to Tell If a Stock Is Cheap
- How to calculate intrinsic value, step by step
- Black-Scholes Model: How Options Are Really Priced
- Option Greeks Explained: Delta, Gamma, Theta, Vega
- W-8BEN and US Dividend Withholding Tax Explained
- Ireland vs US Domiciled ETFs: What Actually Differs
- Net worth percentile by age: how to read the data
- Emergency Fund: How Many Months Do You Really Need?
- The three-fund portfolio, adapted for non-US investors
- Rent vs buy: the math that actually decides it
- Overpay your mortgage or invest? How to decide
- Should You Keep Investing During a Recession?